The Coming Retirement Crisis in US

The United States is facing a significant crisis with its current retirement policy. Those planning for
retirement are counting on the long-held belief that social security will be available and reliable during
their twilight years. The problem with this belief is that the trust fund, the social security budget, is
going to be exhausted within the next twenty five years. As the population ages, birth and immigration
rates fall, there will be fewer working class paying tax and a larger retired class drawing out of the trust
fund. This paper will explore this problem in depth as a dynamic system and give some interpretation
of current policy and trends, as well as suggestions on how to improve the nation’s circumstance. Our
model is specifically focused on understanding the dynamics between the working (maker) population
and the retired (taker) population.