Rural Bank Expansion, Human Capital Development, and Intra-household Bias in India

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Abstract/Contents

Abstract
In the 1970s and 1980s, the Indian Central Bank implemented an ambitious rural branch expansion program to bring bank access to unbanked areas of the nation. Previous research has found that this bank expansion program was effective in alleviating poverty in terms of state-level headcount ratios and in increasing rural usage of formal financial services, though no studies have examined human capital outcomes and the differential effects of this program on children of different gender or birth order. In this paper, I use an instrumental variables strategy to attempt an evaluation of the bank expansion program's effects on health and education outcomes. I find that the program had significant effects in reducing infant and child mortality rates at the state level, particularly for firstborns and male children. I find evidence that the program also had significant effects on state-level enrollment rates, without evidence of differential effects by student gender.

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Type of resource text
Date created June 6, 2018

Creators/Contributors

Author de Leon, Angel Antonio
Degree granting institution Stanford University, Department of Economics
Primary advisor Dupas, Pascaline

Subjects

Subject Department of Economics
Subject economic development
Subject Regional Rural Banks
Subject infant mortality
Subject child mortality
Subject gender bias
Subject birth-order bias
Subject education
Genre Thesis

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This work is licensed under a Creative Commons Attribution Non Commercial 3.0 Unported license (CC BY-NC).

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Preferred Citation
de Leon, Angel Antonio (2018). Rural Bank Expansion, Human Capital Development, and Intra-household Bias in India. Stanford Digital Repository. Available at: https://purl.stanford.edu/pd750sf1996

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Stanford University, Department of Economics, Honors Theses

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